Vision Insurance
Vision insurance is designed to help cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses. You can buy vision plans in addition to health insurance. This can include benefits such as:
- Regular eye exams
- Ophthalmologist visits
- Prescription eyewear
- Contact lenses
Vision insurance may also give you discounts on elective vision corrective surgery.
We represent several companies that offer a variety of vision plans to choose from.
How Much Vision Insurance Coverage Is Enough?
The amount of vision insurance coverage that you need depends on you. If you need cataracts or want laser surgery, you may need more coverage than someone who only wants to get a yearly eye exam. Think about things like if you need glasses, wear contacts, and if your prescriptions frequently change. Have a conversation with your ophthalmologist if you need an expert opinion of your vision coverage needs.
Is Paying for Vision Insurance Worth It?
The value of vision insurance varies for each person. Consider how often you see an eye doctor and if your prescriptions change frequently to help you decide if vision insurance is worth it for you.
If you opt to get vision insurance, you want to get the most out of it. Go to your preventative care appointments and follow your doctor’s recommendations. By getting the most out of your vision insurance benefits you will save money in the long run.
